Vehicle Funding · Cars, Vans & HGVs
Finance cars, vans, HGVs and specialist vehicles — without tying up capital in depreciating assets. From one vehicle to a full fleet.
Check your eligibility free — won’t affect your credit score
Why Vehicle Funding
Whether you need one van or a fleet of HGVs, buying outright ties up capital. Vehicle finance spreads the cost — keeping cash free for what matters most.
✅ Finance any vehicle — cars, vans, HGVs, specialist
✅ New and used vehicles considered
✅ Hire purchase, finance lease and contract hire options
✅ Fixed monthly payments for easy budgeting
✅ Quick decisions — often same or next day
✅ No upfront fees — we earn only when you’re funded
Vehicle Finance Options
Different vehicles and businesses need different structures. We find the right fit.
Pay in instalments and own the vehicle outright at the end. Ideal for vehicles you want to keep long-term.
Lower monthly payments — the lender retains ownership. Great for vehicles you’ll replace at the end of the lease.
Fixed monthly cost. No residual value risk — simply return the vehicle at the end of the term.
How It Works
No obligation at any stage. No credit check until you’re ready.
Share the vehicle details, preferred structure and a little about your business. We’ll advise on the best approach.
Your adviser approaches 50+ vehicle finance lenders and presents the best rates and terms for your specific vehicle.
Once approved, the lender pays the dealer or seller directly. Your vehicle is delivered and monthly payments begin.
Eligibility
Most businesses can access vehicle finance. Here’s what lenders typically look for.
✅ UK-registered business
✅ Vehicle must be for business use
✅ 3+ months’ trading history (some exceptions)
✅ New and used vehicles financed
✅ Bad credit and CCJs considered
✅ Start-ups considered on specific products
Our free eligibility check takes 2 minutes and won’t affect your credit score.
No credit check · No obligation · Free service
Pick a time that suits you. One of our finance specialists will call you back — no pressure, no commitment.
Free eligibility check. No upfront fees. A real adviser who picks up the phone.
