Retail Finance · Stock, Fit-Out & Working Capital

Business Finance for RETAIL Businesses

From high street independents to growing e-commerce brands — we find the right funding for retail businesses fast. No upfront fees.

Check your eligibility free — won’t affect your credit score


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24h
Fast decisions
£5K–£1M
Funding range
£0
Upfront fees

Retail Finance

Finance that fits retail

Retail businesses need capital for stock, fit-out, seasonal peaks and growth. We work with lenders who understand retail cash flows and won’t demand security you don’t have.

✅ Seasonal peaks and stock requirements understood

✅ Merchant cash advance based on your card sales

✅ E-commerce and bricks-and-mortar considered

✅ Bad credit and adverse history considered

✅ Fast decisions — often same day

Check My Eligibility Free →

Retail finance

Finance Products

Finance options for retail businesses

We search 50+ lenders across every product type to find what fits your business — not just what’s easiest to sell.

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Merchant Cash Advance

Repay as a % of card sales. Pay less in quiet periods, more when you’re busy — ideal for seasonal retailers.

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Stock Finance

Fund seasonal stock purchases and supplier payments without draining working capital.

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Fit-Out Finance

Spread the cost of a new store, refit or shopfront improvement over time.

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Business Loans

Unsecured loans from £5K–£500K for stock, growth or a time-sensitive opportunity.

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Invoice Finance

For wholesale and B2B retailers — release cash from outstanding invoices fast.

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Revolving Credit

A flexible credit line to manage cash flow peaks and troughs throughout the year.

Get funding for your retail business

Free eligibility check. No upfront fees. A real adviser who picks up the phone.

Apply for Finance