Privacy Policy

Effective Date: 22/11/24

At Finance My Business, we are committed to protecting your privacy and ensuring compliance with GDPR and UK data protection laws. This Privacy Policy explains how we collect, use, and protect your personal data when you interact with our website: https://financemybusiness.uk.

Who We Are

Our website address is https://financemybusiness.uk. Finance My Business works in partnership with Swoop Funding to help broker financial deals for businesses. Additionally, we may refer businesses to our sister organisation, Business Helpline, if they are unable to secure funding.

What Personal Data We Collect and Why We Collect It

Comments

When visitors leave comments on our site, we collect the data shown in the comments form, as well as the visitor’s IP address and browser user agent string to help with spam detection.

An anonymised string created from your email address (a “hash”) may be provided to the Gravatar service to check if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. Once your comment is approved, your profile picture (if applicable) is visible to the public in the context of your comment.

Media

If you upload images to our website, ensure they do not include embedded location data (EXIF GPS), as visitors can download and extract this data.

Contact Forms

When you fill out a contact form, we collect the information provided, such as your name, email address, phone number, and details about your business needs. This information is used to process your enquiry and provide services or advice, such as referring your case to Swoop Funding or Business Helpline where appropriate.

Cookies

We use cookies to enhance your experience on our website:

  • If you leave a comment, you may opt-in to saving your name, email address, and website in cookies for convenience. These cookies last for one year.
  • Temporary cookies are set when you visit our login page to check if your browser accepts cookies. These cookies are discarded when you close your browser.
  • Login cookies last for two days, or two weeks if “Remember Me” is selected, and are removed upon logging out.
  • Cookies set during article edits or publishing expire after one day.

For more details, please refer to our [Cookie Policy]([Insert link if applicable]).

Embedded Content from Other Websites

Articles on this site may include embedded content (e.g., videos or images). Embedded content behaves as if the visitor is on the source website, which may collect data, use cookies, and monitor your interactions.

Analytics

We use analytics tools to monitor site performance and understand user behaviour. These tools may collect anonymised information such as your IP address, device type, and browsing activity.

Who We Share Your Data With

  • Swoop Funding: If you apply for funding through Finance My Business, your details may be securely shared with Swoop Funding to facilitate your application. For their privacy policy, visit https://swoopfunding.com/privacy-policy/.

  • Business Helpline: If we determine that funding is unsuitable, we may refer you to Business Helpline for free advice and support.

  • Spam Detection Services: Visitor comments may be checked through an automated spam detection service.

We do not sell or rent your data to third parties.

How Long We Retain Your Data

  • Comments: Retained indefinitely to recognise and approve follow-up comments automatically.
  • Registered Users: Personal data in user profiles is retained until the user edits or deletes it. Website administrators can also modify this data.

Your Rights Over Your Data

Under GDPR, you have the following rights:

  • Access: Request an exported file of your personal data.
  • Rectification: Correct any inaccuracies in the data we hold about you.
  • Erasure: Request deletion of your personal data, except where retention is legally required (e.g., for accounting or compliance purposes).
  • Restriction: Limit the processing of your personal data under certain circumstances.
  • Objection: Object to the processing of your data for direct marketing or legitimate interests.

To exercise your rights, please contact us at [Insert contact email].

Where We Send Your Data

  • Visitor comments may be processed through an automated spam detection service.
  • Referrals to Swoop Funding or Business Helpline involve securely transmitting your data to these organisations to provide services.

How We Protect Your Data

We implement technical and organisational measures, including:

  • Secure data storage and encryption.
  • Restricted access to personal data based on need-to-know principles.
  • Regular reviews of data processing and storage practices.

What Data Breach Procedures We Have in Place

In the event of a data breach, we will:

  1. Notify affected users promptly.
  2. Report the breach to the ICO (Information Commissioner’s Office) within 72 hours, where applicable.
  3. Take steps to mitigate risks and prevent future breaches.

What Third Parties We Receive Data From

We may receive data about your financial status or business needs from Swoop Funding as part of the referral process.

Automated Decision-Making and Profiling

We may use automated tools to assess your eligibility for financial products or services. These tools use the data you provide to generate recommendations. However, final decisions are always made by a human.

Contact Information

For any privacy-related concerns, you can contact us at:

  • Email: info@financemybusiness.uk
  • Phone: 0808 303 4680
  • Address: Office 007, Northlight Parade, Nelson, BB9 5EG

Last Updated: 22/11/24
This privacy policy is subject to updates, and any changes will be reflected on this page.

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