Business Loans · Secured & Unsecured

BUSINESS LOANS,
EXPERTLY ARRANGED

We search 50+ lenders to find the right business loan for you — whether you need £10K for cash flow or £1M for growth. No upfront fees, ever.

Check your eligibility free — won’t affect your credit score


See My Finance Options →

£10K–£1M
Loan range
24h
Average decision
50+
Lenders searched
£0
Upfront fees

Why Finance My Business

The right loan, from the right lender

Most businesses go straight to their bank — and most banks say no. We search the whole market, matching your business profile to lenders who actually want to fund businesses like yours.

✅ Secured and unsecured options — no property required for many products

✅ Decisions in as little as 24 hours

✅ Fixed and variable rate options available

✅ Terms from 1 month to 10 years

✅ Bad credit and adverse history considered

✅ No upfront fees — we earn only when you’re funded

Check My Eligibility Free →

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Loan Products

Types of business loan we arrange

Every business is different. We match you to the product that fits — not just what’s easiest to sell.

📋
Unsecured Business Loans

No assets required. Borrow £1K–£500K based on your trading performance. Fast decisions, minimal paperwork.

🏠
Secured Business Loans

Use property or assets as security to access larger amounts at lower rates. Ideal for established businesses seeking £250K+.

🏛️
Growth Guarantee Scheme

Government-backed lending for UK SMEs. Reduced risk for lenders means better rates for you — even with limited trading history.

🔄
Revolving Credit Facilities

A flexible pot of money you draw on and repay as needed. Only pay interest on what you use. Perfect for cash flow management.

⚡
Merchant Cash Advance

Repayments taken as a percentage of your card sales. No fixed monthly payment — repayments flex with your revenue.

📅
Short-Term Business Loans

1–12 month terms for urgent cash flow needs. Fast drawdown, often within 24–48 hours of approval.

How It Works

Three steps to funding

No obligation at any stage. No credit check until you’re ready.

1
Tell us what you need

Quick form or a call. We ask about your business, turnover and what the loan is for. No credit check at this stage.

2
We search 50+ lenders

Your adviser identifies the lenders most likely to approve you and presents the best offers — clearly explained.

3
Funds in your account

Choose your offer. We handle the paperwork. Funds typically arrive within 24–48 hours of acceptance.

Eligibility

Do you qualify?

Most businesses qualify for at least one product. Here’s what lenders typically look for.

✅ UK-registered business

✅ 3+ months trading (some lenders accept less)

✅ Minimum £5K monthly turnover (varies by product)

✅ Business bank account held

✅ Director or sole trader aged 18+

✅ Adverse credit considered on many products

✅ Start-ups considered on specific products

Not sure if you qualify?

Our free eligibility check takes 2 minutes and won’t affect your credit score.

Check My Eligibility Free →

No credit check · No obligation · Free service

✅ Free · No Obligation · 30 Minutes

Book a Free Callback with an Expert

Pick a time that suits you. One of our finance specialists will call you back — no pressure, no commitment.

See My Finance Options →

Ready to get your business funded?

Free eligibility check. No upfront fees. A real adviser who picks up the phone.

Apply for Finance