Asset Finance · Equipment & Vehicles
Finance the equipment, vehicles and machinery your business needs — without tying up working capital. Spread the cost over the asset’s useful life.
Check your eligibility free — won’t affect your credit score
Why Asset Finance
Buying equipment outright ties up capital that could be growing your business. Asset finance lets you use the equipment while spreading the cost — preserving your cash flow.
✅ Finance any business asset — vehicles, machinery, technology
✅ Fixed monthly payments for easy budgeting
✅ Preserve working capital for growth
✅ Tax-efficient — payments often fully deductible
✅ New and used assets considered
✅ Bad credit and adverse history considered
Asset Finance Products
Different assets and businesses need different structures. We find the right product.
Pay for the asset in instalments and own it outright at the end. Ideal for assets you want to keep long-term.
Use the asset for its working life while the lender retains ownership. Lower monthly payments — great for fast-depreciating assets.
Short-term rental with the option to return, upgrade or purchase. Perfect for technology and vehicles where you want flexibility.
How It Works
No obligation at any stage. No credit check until you’re ready.
Let us know the asset, its cost and your preferred structure. We’ll ask about your business and financial position.
Your adviser approaches 50+ asset finance lenders and presents the best rates and structures for your specific asset.
Once approved, the lender pays the supplier directly. Your asset is delivered and fixed monthly payments begin.
Eligibility
Most businesses can access asset finance. Here’s what lenders typically look for.
✅ UK-registered business
✅ Asset must be for business use
✅ 3+ months trading (some lenders accept less)
✅ Minimum £5K monthly turnover
✅ New and used assets financed
✅ Bad credit and start-ups considered on specific products
Our free eligibility check takes 2 minutes and won’t affect your credit score.
No credit check · No obligation · Free service
Pick a time that suits you. One of our finance specialists will call you back — no pressure, no commitment.
Free eligibility check. No upfront fees. A real adviser who picks up the phone.
