· Independent · Whole of Market · Free

FUNDING SOLUTIONS WHEN
YOU NEED THEM MOST

We search over 50 lenders to find what works for you.
Loans, invoice finance, asset finance and trade finance.
Check your eligibility FREE – No impact on credit score

Check your eligibility free — won’t affect your credit score


See My Finance Options →

✅ Access to 50+ lenders — banks, alternative finance, specialists

✅ Expert human advisers throughout — not chatbots

✅ No upfront fees — we only earn when you’re funded

Business finance

24h
Decisions
£0
Upfront fees

“We needed new equipment fast. Finance My Business found the funding in days — our production line has not stopped since.”

JM
James M. — Director, North West Fabrications Ltd
★★★★★

Working with:

500+
SMEs funded
From Lancashire to London — helping businesses get the finance they were told they could not have.
50+
Lenders on our panel
£0
Upfront fees — ever
24h
Average decision time

Finance Solutions

Every type of finance your business could need

We compare product types as well as lenders — so you always get the right fit, not just what is easiest to sell.

🏦£10K – £1M
Business Loans
Secured & Unsecured · Fast Decisions

Need cash for growth, working capital or a time-sensitive opportunity? We match you to the lenders most likely to approve — at the best available rates.

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📄Up to 90%
Invoice Finance
Factoring · Discounting · Selective

Release the cash locked in your unpaid invoices — often within 24 hours. Stop waiting 60–90 days for customers to pay.

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⚙️£25K – £5M
Asset Finance
Hire Purchase · Finance Lease · Refinance

Get the equipment, vehicles or machinery your business needs without draining working capital. Spread the cost over the asset’s useful life.

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🌍UK & International
Trade Finance
Import & Export · Letters of Credit

Fund your supply chain without tying up cash. Bridge the gap between placing orders and receiving customer payment.

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🚛1 to full fleet
Vehicle Funding
Hire Purchase · Contract Hire · Lease

Fund cars, vans, HGVs and specialist vehicles. Keep your fleet moving without tying up capital in depreciating assets.

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💳£5K – £500K
Merchant Cash Advance
Card Turnover Based · Flexible Repayments

Borrow against your future card sales. Repayments flex with your revenue — pay less when business is slower.

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📋£10K – £5M
VAT Funding
Spread Over 3–12 Months

Don’t let your quarterly VAT bill drain your cash flow. Spread the cost and keep your working capital intact — same-day decisions.

Explore →

Finance My Business team

Who We Are

A broker that actually picks up the phone

We are part of Business Helpline Group, based in Nelson, Lancashire. We built Finance My Business because too many good businesses were being turned down — not because they were not viable, but because they did not know where to look.

“We started this because we kept seeing SME owners hit a wall with their bank. There are 50+ lenders out there who think completely differently. We know how to reach them.”

— Az — Founder, Business Helpline Group

✅ Whole-of-market — we search 30+ lenders every time

✅ No upfront fees — we only earn when you are funded

✅ UK based – funding directors across the UK

✅ Real humans — advisers who know your name and your case

Meet the team →

🏦 Turned down by your bank?

A bank saying no is not the last word

Over half of SME loan applications to high street banks are declined. But there is an entire market of alternative lenders with very different criteria — and we know exactly how to reach them.

Find Alternative Finance →

✅ 50+ alternative lenders beyond the high street banks

✅ Specialist products for complex or adverse credit histories

✅ Asset-backed options that do not rely on trading history

✅ Invoice finance with no credit check requirement

✅ Government-backed Growth Guarantee Scheme loans

✅ Free eligibility check — zero impact on your credit file

How it works

Up and running in three steps

Simple process, no jargon, no obligation at any stage.

1
Tell us what you need

Five minutes with our form or a quick call. We ask about your business and what the money is for. No credit check at this stage.

2
We search the market

Your dedicated adviser searches 50+ lenders and returns with the most suitable options — clearly explained, with no pressure to proceed.

3
Funds in your account

Choose the offer that works. We handle the paperwork. Funds are typically in your account within 24–48 hours of acceptance.

Client Stories

Don’t take our word for it

Real business owners, real outcomes — from across the North and beyond.

“My bank was happy with our sector. Had the money by Friday — genuinely could not believe it.”

JM
John M. — MD, Matthews Engineering, Leeds
Business Loan · £85,000

“Invoice finance changed everything for us and the difference to our cash flow was almost immediate. Wish I had done it years ago.”

SJ
Sarah J. — CEO, Ridding Logistics, Manchester
Invoice Finance · £200K facility

“Three lenders declined us. Finance My Business found a lender using the equipment as security. Five days — brilliant service.”

PH
Pete H. — Owner, Harrison Fabrications, Sheffield
Asset Finance · £140,000
✅ Free · No Obligation · 30 Minutes

Book a Free Callback with an Expert

Pick a time that suits you. One of our finance specialists will call you back to discuss your options — no pressure, no commitment.

✓ Whole of market advice    ✓ No upfront fees


See My Finance Options →

Ready to get your business funded?

Free eligibility check. No upfront fees. A real adviser who picks up the phone.

Apply for Finance